Need money ASAP? Apply online and get the cash you need – fast. Don’t waste any time. To get an instant decision, all you need to do is fill out your basic details on our 3-minute application form. Once approved, it will take just 1 hour for your fast loan to be in your bank account.

PaydayLoansNet is an authorised direct lender in the UK that takes pride in its fast loan process and high acceptance rate. You can get a quick loan of between £300 and £1,000 and pay it back in flexible payments. You get to choose a repayment period of between 3 and 6 months, yet you can repay it early at no cost! Our flexible terms allow even people with bad credit to get a quick loan – no guarantor required!


FAQ’s about our Quick Loans

How fast will the loan be paid into my account?

You can get your quick cash loan in your bank account within 1 hour of approval. Our online application takes just 3 minutes to fill out and can give you an instant decision 24/7. However, we cannot guarantee same day payout if you apply after 4 pm.

Are there quick loans for bad credit?

You can get a fast loan even if you have bad credit. We believe that bad credit history should not hold you back from getting a loan. Our advanced technology allows us to look past low credit scores and poor credit history when assessing your loan application. We don’t waste your time either- our application only asks for basic information before providing you with an instant decision.

Will I need a guarantor for a quick loan?

All of our loans at PaydayLoansNet are no-guarantor loans. We understand that when you are looking for a quick loan, you do not want to have the hassle of finding a guarantor as it will only slow down the process. Even if you have bad credit and need a fast loan, no guarantor is required at PaydayLoansNet.

Can I get a quick loan with no credit check?

As a responsible direct lender, we carry out credit checks on all applicants. Credit checks protect you from unaffordable debt. Be wary of lenders in the UK that are offering fast loans with no credit checks as they may not be following the Financial Conduct Authority guidelines. Don’t worry, at PaydayLoansNet we specialise in bad credit loans and we look at more than your credit score when assessing your application.

Can I get a quick loan if I am unemployed or on benefits?

If you are unemployed or on benefits and need a loan fast – we might be able to help you. As long as you can show that you can manage the monthly payments on time, it doesn’t matter if you are on benefits, unemployed or self-employed. Our primary concern when lending quick loans in the UK is that borrowers can afford the loan they are taking.

Why get a quick loan from PaydayLoansNet?

You can save time when you apply online for a fast loan from PaydayLoansNet. Our easy application takes only 3 minutes to fill out, and you can get an instant decision in just 90 seconds. Once approved, the money can be in your account 1 hour later! As a direct lender, we provide quick payday loans by cutting out the middleman. Everything from application to payout is done in house, giving you support and privacy in this stressful time. You also get the support of a UK based staff who can understand and accommodate your needs.

What is a Quick Loan?

Quick loans allow you to borrow money fast. The best quick loans provide instant decision and same-day payout. Fast loans are typically used to cover urgent, unexpected expenses, and you can apply for one even if you have bad credit. Quick loans are a good idea if you need cash now and want to borrow a small amount of money which you can repay in the short term.

Representative example

Total amount of credit: £500
Duration of the agreement: 4 months
Repayment total: £863.24
Interest is fixed at rate of 270.10% per year – 0.8% interest per day | Representative 997% APR
Instalment 1
Instalment 2 & 3
Instalment 4