We are a new payday loans direct lender!

Apply for payday loans online for up to £1000 TODAY!

Representative example:
APR 697.94%, PA (fixed) 226.70%, Borrow £650 for 6 monthly repayments. Total repayment £1141.35.

All our loans are available for a duration of 3 to 6 month.

Late repayments can cause you serious money problems. For help, go moneyadviceservice.org.uk

New payday lenders

We are a new payday loans lender in the UK. If you need to borrow money today, apply now with us! As a new payday loan company, give us a chance to offer you a better deal today. Our loans for bad credit have a high acceptance rate and are always with no guarantor and no fees.

We’ve already helped hundreds of people in the UK to get loans when they need it most. Find out more about how our loans work here.

Our payday-loan features

We are a direct lender

We charge no fee to apply

Instant decision and same day payout

We’re a high acceptance payday loans direct lender

Payday Loans Net offers high acceptance rates for our payday loans. Direct lenders who offer high acceptance loans assess your ability to repay, not just your credit score. Only a few lenders, like Payday Loans Net, use advanced technology to perform a unique affordability assessment and give everyone an equal chance of being approved for a wageday advance loan.

Our payday loans guarantee:

Every month, we help hundreds of people to obtain fast & secure payday loans online in the UK. People come to us because they want a new alternative, a new lender and a new level of customer service. All our loans come with instant decision, very fast funding and you can pay as early as you want with no added fees. We accept applications for short term loans with bad credit and have developed a technology to assess affordability, even for poor credit history. Thank you for your trust.

How it works

Apply online for loans between £300 and £1000
Receive an instant decision on your loan status
Get cash direct to your bank account same day as approval
Repay in instalments and save money when you repay early

No application fees, No hidden fees, No worries: The transparency that only a premium direct lender can offer.

Get a Decision in 90 Seconds

Apply now even with bad credit


Guaranteed Payday Loans

Direct lenders in the UK are not allowed to provide guaranteed loans. If a lender does, they could be a loan shark or brokers trying to get as many applications as possible. On the other hand, a direct lender’s priority must be on funding responsible loans to people that can afford it. Therefore, we cannot guarantee that all instalment loans for bad credit will be approved.

Why You Can Trust Us For Your Payday Loan

Payday Loans Net is authorised and regulated by the Financial Conduct Authority – firm licence number 714479. As a new lender, our loans have always complied with FCA requirements. We’ve never had ridiculous APR rates or resorted to predatory lending habits. Only fair terms all around.

Here’s Why Customers Love Our Direct Payday Loans in the UK

  1. No guarantor needed to apply
  2. We approve many applications with low credit scores
  3. You choose the best loan terms for you
  4. Ideal if you prefer new direct lenders, not brokers
  5. Our payday loans UK are unsecured loans online
  6. We are fully FCA authorised unlike many no credit check loan lenders
  7. Much easier and quicker than a bank loan credit alternative


Payday Loans UK FAQs

Can I get payday loans in the UK with no credit check?

Sometimes it’s tempting to think you’re best off with a loan with no credit check. The reality is that loans with no credit check from a direct lender are not likely to be legal in the UK. FCA authorised payday loans lenders are obligated to carry out credit checks. Instead, apply today with a reliable lender who accepts applications for all types of credit scores, such as PDNET.

Are loans for the unemployed available in the UK?

Payday loans UK are available for unemployed or self-employed individuals in the UK. A lender has to ensure that borrowers can afford the loan they are taking. If you need loans for benefits in the UK, as long as you can show that you will manage the monthly repayments on time, you can apply for a short term loan with Payday Loans Net.

How can I compare payday loan lenders in the UK?

Can’t decide between different loan providers in the UK? Here’s what you should look for when making a loans comparison:
• Is the company a broker or direct lender?
• Is it a secure website? (Starts with https)
• Does the company have FCA authorisation?
• Is there a registered address in the UK listed on the site?
• What is the product APR and interest rate?
• Do the company have good reviews?

Why use a direct lender for my payday loan?

Direct payday lenders in the UK provide loans directly to the borrower without any other 3rd party involved. Many people prefer to borrow money from a payday lender and not brokers in the UK, to increase data protection and ensure all information remains confidential. For the best experience, we recommend taking loans from direct lenders only.

Are you using a mobile device?

Check out our ‘Money on Demand’ app!

Thousands of happy customers in the UK

Click to apply with a payday loans UK lender that cares