Applying for no credit check loans is a slight problem because they are illegal in the UK. But, you can apply for a bad credit short term loan from Payday Loans Net, an FCA authorised direct lender.

It’s easy to apply – use our online loans application, and you will receive an instant decision and same day payout if approved. Just choose your loan amount of £200 and £2000 and let us do the rest.

Here you’ll find out:

Payday Loans No Credit Check

With our payday loans for bad credit, you can get all the benefits of no credit check payday loans, only legally. Like payday loans without a credit check, our loan process is straightforward and simple. Compared to other lenders who offer low-interest payday loans with no credit check, our loans have an APR of 997%.

Where can I get online payday loans with no credit check?

Do you offer payday loans UK with no credit check?

If you have a low credit rating, you may have been refused a loan for online payday loans. Don’t be put off, as there are lenders who provide loans for bad credit. Our loans are entirely online, and you can apply at any time, from any location. We’ll never require that you come in-store to complete paperwork or sign any documents. Online payday loans with no credit check are not a good legal solution, but you can apply today for payday loans for bad credit with Payday Loans Net.

Our bad credit payday loans are high in demand in the UK. While no credit check loans aren’t available in the UK, you can apply for our payday loans with bad credit. We can’t say that we have the best payday loans in the UK with no credit check, but we do our best to provide a loan that will suit your needs for a loan with low credit. When looking for a suitable payday lender, it’s important to check that they have a registered address in the UK. This is so that you know where to go if anything goes wrong.

No Credit Check Loans Direct Lenders

Many borrowers prefer payday loans with no credit check from a direct lender. Even if you have bad credit, you may still be eligible for loans from a direct lender. Payday Loans Net offer loans directly to your bank account. You can apply for our loans with bad credit too.

Are no credit check loans from a direct lender UK available?

Is it better to get payday loans with no credit check and no brokers?

No credit check loans from a direct lender in the UK seems like the best option if you don’t want a mark on your credit file. However the FCA requires that lenders perform a credit check on every loan application. This is to protect consumers and to ensure that they do not take another form of credit that they cannot handle. The next best option is an excellent alternative to bad credit loans with no credit check from a direct lender. It is possible to find loans from a direct lender, even with bad credit.
If a lender claims to offer payday loans from a direct lender with no credit check online in the UK, they are not legal, and you should avoid them.

Many borrowers prefer to use direct lenders instead of brokers. Here are some of the advantages of quick payday loans with no credit check and no broker:

  • Direct lenders usually do not charge a fee.
  • A direct lender will not pass around your information.
  • Better communication as you know who to contact.

On the other hand, a broker has more lenders available, so they are more likely to find you a fast bad credit loan. We are a direct lender, and with your consent, we offer an option of finding other lenders to approve your loan if we cannot.

Instant Loans No Credit Check

No credit check loans with an instant decision and a fast payout are crucial when taking out payday loans. We understand that our borrowers need our loans quickly, and we do our best to help you get your loan fast. Our loans have an instant online decision; you won’t be waiting in limbo to know if your application was approved.

How fast can I get instant cash loans with no credit check?

Are same day loans with no credit check safe?

Most of our borrowers use instant cash loans to cover an urgent, last-minute expense. These include emergency costs, high utility bills and car repairs. Therefore, we believe in helping our consumers to get instant loans with no credit check and quick cash straight to your bank account. While we do not offer fast loans in the UK with no credit check, we won’t let your credit score get in your way if we believe you will be able to repay your loan on time. The credit check is only a small part of the loan process, and we welcome bad credit loans applications.

Quick loans with no credit check and same day payout are not legal and you should avoid them at all costs. Illegal lenders (or ‘loan sharks’) have a very undesirable reputation. They typically charge much higher interest rates than FCA authorised lenders. If you do not repay your loan on time, loan sharks can use all sorts of horrible techniques to get their money back. This can include intimidation, violence and blackmail. Instead, when you search for quick loans with no credit check, same day, look for lenders who are FCA authorised. We offer same day loans, and we are fully authorised by the Financial Conduct Authority.

Are you ready for your no credit check loan alternative?

If you are struggling with your finances, and have to resort to no credit check loans in the UK, there are free debt advice services to help you. If you have bad credit, and are certain that a short term loan is the right option for you, try our alternative to no credit check loans. We know that bad credit is easy to get, and hard to get rid of. If we feel that you will be able to repay the loan, in many cases, we will overlook your bad credit history. We offer a loan amount of £200 – £2000 over 1 – 6 months. The decision is instant and our short term loans have a same day payout. Apply for a loan with an authorised direct lender today.

Written by: Felicity Jones
The article "No Credit Check Loans" was last modified on