Need a payday loan from an authorised direct lender in the UK?

Our Pay day Loans are available for up to £2000 – even if you have bad credit. Apply now for a payday loan from Payday Loans Net for an instant decision and same day payout if approved. We are fully authorised by the FCA. Our headquarters are based in London, but the entire loan process is completely online, for your convenience.

Discover what payday loans you can get in the UK:


Payday Loans UK for Bad Credit

Payday Loans Net is fully FCA authorised. We specialise in payday loans in the UK for bad credit. So even if you need payday loans for very bad credit in the UK, you can give us a shout. Many of our loan applications come from people with a bad credit rating. There are no fees attached to our loans, what you see is what you get.


Can I get payday loans in the UK with no credit check?


Are payday loans for unemployed available in the UK?

Sometimes it’s tempting to think you’re best off with payday loans UK no credit check. The reality is that payday loans with no credit check from a direct lender are not legal in the UK. FCA authorised payday lenders are obligated to carry out credit checks. Instead, apply with a reliable lender who accepts applications for low credit scores, such as PDNET.

Payday loans are available for unemployed or self employed individuals in the UK. A payday lender has to ensure that borrowers can afford the loan they are taking. If you need payday loans for benefits in the UK, as long as you can show that you will manage the monthly repayments on time, you can apply for a short term loan with Payday Loans Net.


Looking for a loan at a specific time? Here we’ve outlined when you can get payday loans in the UK.

Type of loan Available from direct lenders in the UK?
Weekend payday loans Yes
Sunday payday loans Yes
24 hour payday loan Yes
24 7 payday loans Yes
One hour payday loan Yes
3 month payday loans Yes


Best Payday Loans in the UK

The best payday loans in the UK are the ones that tick all the requirements on your list. Many of our customers consider our loans to be among the top payday loans UK. Our aim is to look beyond the loan itself, and to recognise the needs of our customers, which makes us shine among the best UK payday loan lenders.


How should I choose between payday loan companies in the UK?


How do I apply for payday loans online UK?

Can’t decide between different payday loan providers in the UK? Here’s what you should look for when making a payday loans comparison.

  • A direct lender
  • A secure website
  • FCA authorisation
  • A registered address in the UK
  • A comparatively low APR and interest rate
  • Good customer service

The process for payday loans online in the UK is simple and requires no paperwork. Log in to your personal account on Payday Loans Net and fill out your details on the application form. Take time to ensure that all the details on your loan application is accurate to prevent delays and help you to get instant payday loans online UK. Apply today for easy payday loans in the UK with no hassle.



Instant Payday Loans in the UK

When you need a short term loan for an urgent expense and you don’t have an emergency fund, ‘quick’ is the key word and every extra day can seem like eternity. Direct lender Payday Loans Net offers payday loans with an instant decision in the UK. Once your application is approved, you can receive your quick payday loan in the UK on the same day!


Can I get payday loans in the UK with 100 acceptance?


How much do you offer for small payday loans UK?

A lender cannot offer guaranteed payday loans from direct lenders in the UK, as they have to perform credit checks before they approve a loan. Therefore, do not be tempted to get guaranteed payday loans with no credit check in the UK for short term or long term loans. While we do not offer guaranteed payday loans in the UK, we can guarantee that we will try our best to provide you with a loan.

Our payday loans are available from £200 – £2000. This is a much smaller amount than a typical personal loan. If you need cheap payday loans in the UK just to get you through till your next payday, apply with Payday Loans Net, we are a direct lender providing small payday loans in the UK. Remember, the shorter you take the loan, the cheaper it will be.


Payday Loans UK from Lenders


Payday loan lenders in the UK provide loans directly to the borrower. Many people prefer to borrow money from a direct lender, not broker, in the UK, to increase data protection and ensure that their information remains confidential. If you want the best experience, we recommend taking payday loans from direct lenders only in the UK.

Taking the time to find a payday UK lender who is registered in England will give you peace of mind throughout the loan process. At Payday Loans Net you can be confident you are borrowing from a direct lender in the UK who truly cares. We are here to assist you from your loan application until your finish repaying the loan on your pay day. Our loans are available from £200 – £2000 over 1 – 6 months. With flexible terms there is something in it for everyone – even if you have a low credit score! Apply with our fast online application, and you can get a loan on the same day as approval!




Written by: Felicity Jones
The article "Payday Loans UK" was last modified on