Payday Loans UK

Apply for quick loans online for up to £2000 TODAY!

Representative example:
APR 997%, PA (fixed) 270.10%, Borrow £500 for 3 Months. Total repayment £863.24.

Late repayments can cause you serious money problems. For help, go

Looking for payday loans UK from an authorised direct lender?

Our same day payday loans are available for up to £2,000, no matter what your credit score is. Apply now for an online loan from Payday Loans Net and get an instant decision. We are fully authorised by the FCA. Our headquarters are based in London, but the loan process is entirely online, for your convenience.

Discover what type of loans you can get in the UK:

Payday Loans UK for Bad Credit

Payday Loans Net is fully FCA authorised. We specialise in bad credit loans. Many of our loan applications come from people with a not-so-perfect credit history. There are no fees attached to our loans, what you see is what you get. If you have bad credit and lenders keep declining your application, you can read about the main reasons UK direct lenders decline applications to find out what you can do to increase your chance of approval.

Can I get loans in the UK with no credit check?

Sometimes it’s tempting to think you’re best off with a loan with no credit check. The reality is that loans with no credit check from a direct lender are not likely to be legal in the UK. FCA authorised payday loans lenders are obligated to carry out credit checks. Instead, apply with a reliable lender who accepts applications for all types of credit scores, such as PDNET.

Are loans for the unemployed available in the UK?

Payday loans UK are available for unemployed or self-employed individuals in the UK. A lender has to ensure that borrowers can afford the loan they are taking. If you need loans for benefits in the UK, as long as you can show that you will manage the monthly repayments on time, you can apply for a short term loan with Payday Loans Net. Read more about loans for unemployed here.

Are you looking for a loan at a specific time? Here we’ve outlined when you can get loans in the UK.

Type of loan Available from lenders in the UK?
Weekend loans Yes
Sunday loans Yes
Same day loans Yes
24 hour loan Yes
24 7 loans Yes
One hour loan Yes
3 month loans Yes

Best Payday Loans Direct Lenders in the UK

The best short term loans in the UK are the ones that tick all the requirements on your list. Many of PDNET’s customers consider our loans to be among the top loans UK. We aim to look beyond the loan itself and to recognise the needs of our customers, which makes us shine among the best UK payday loans lenders.

How should I choose between lenders in the UK?

Can’t decide between different loan providers in the UK? Here’s what you should look for when making a loans comparison.

  • A direct lender
  • A secure website
  • FCA authorisation
  • A registered address in the UK
  • A comparatively low APR and interest rate
  • Good customer service

How do I apply for loans online?

The process for loans online in the UK is simple and requires no paperwork. Log in to your personal account on Payday Loans Net and fill out your details on the application form. Take time to ensure that all the details on your loan application are accurate. This will prevent delays and help you to get instant loans online UK. Apply today for easy loans with no hassle.

Instant Loans in the UK

When you need a short term loan for an urgent expense, and you don’t have an emergency fund, ‘quick’ is the key word and every extra day can seem like eternity. Payday Loans Net offers loans until pay day or longer with an instant decision. Once your application is approved, you can receive your quick loan on the same day!

Can I get loans with 100 acceptance?

A lender cannot offer guaranteed loans in the UK, as they have to perform credit checks before they approve a loan. Therefore, do not be tempted to get guaranteed loans with no credit check in the UK for short term or long term loans. While we at PDNET do not offer guaranteed payday loans UK, we can guarantee that we will try our best to provide you with a loan.

How much can I get for small loans UK?

Our loans are available from £200 – £2000. This is a much smaller amount than a typical personal loan. If you need cheap loans in the UK just to get you through until your next pay day, you can apply with Payday Loans Net. We are a direct lender providing small loans in the UK. Remember, the shorter you take the loan, the cheaper it will be.

Payday Loans UK from Direct Lenders

Payday lenders in the UK provide loans directly to the borrower. Many people prefer to borrow money from a payday lenders, not brokers, in the UK, to increase data protection and ensure all information remains confidential. For the best experience, we recommend taking loans from lenders only.

Finding a payday UK lender who is registered in England will give you peace of mind throughout the loan process.
PDNET is a lender who genuinely cares. We are here to help you from your loan application until your finish repaying the loan on your pay day. Our payday loans are available from £200 – £2000 over 1 – 6 months. With flexible terms there is something in it for everyone – even with a low credit score! Apply with our fast online application, and if approved, you can get a PDNET short term loan on the same day as approval!

FAQ’s About Payday Loans UK

Aren’t payday loans bad?

Like any type of credit, payday loans can either be a good or bad thing. Taking a payday loan to cover a legitimate expense and repaying it responsibly can be a lifesaver in a rough time. However, taking out credit when you don’t know how you will pay it back can cause you significant financial problems. Have you considered your circumstances carefully? Click here to apply for a payday loan from Payday Loans Net.

Can I get a payday loan today?

Yes! You can apply for a payday loan online with Payday Loans Net 24/7 and get an instant funding decision. If you apply before 4 pm and are approved, we will transfer the funds to your bank account today.

How can I find the best payday loan?

When looking for the best payday loan, here are a few things to check for: Always look for an FCA authorised UK lender with a secure website. Compare a few APR’s to make sure you’re getting the best deal but watch out for hidden fees. Finally, the lender should be easy to contact by phone and email and have excellent customer service.

Written by: Olly Landsman
The article "Payday Loans UK" was last modified on

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