Are you looking for online loans but are unsure where to turn? We at Payday Loans Net could well be the answer! We offer online loans in the UK between £300 – £1,000 over 3 – 6 months. We enable you with the ability to get a loan online in an instant, with a flexible approach to lending. As a fully authorised lender of online loans in the UK, we specialise in lending to applicants with bad credit, so you don’t need to worry about any implications attached to a credit check.

Apply today for the best online loan from a trusted lender. We can provide you with a fast decision and you can get your loan money online today if approved.


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What are Online Loans?


When you apply for online loans in the UK with Payday Loans Net, you can expect nothing but very best service. Online loans in the UK are an excellent option if you need cash today and need to borrow a small sum of money. As a short term loan lender, we advise you to only take out online loans for short term issues you are facing and never as a long term solution.

We offer the very best online loans, so you can get a loan online today without having to go through an over complicated process. When we loan money online, you can expect a quick process that allows you to receive cash fast. We alleviate any financial difficulties you may be experiencing with online loans that are paid out the very same day of approval.

When you get a loan online, this should be used to cover any immediate, urgent expenses, maintenance costs or unexpected bills that you need money for. Even if you have bad credit, we can offer you online loans today. This is because we take a personal approach to our lending decision. We understand that you are more than just an applicant, but a person who has come to us as you need to get a loan online. Don’t let poor financial history put you off from applying for online loans today, we will assess your current affordability, rather than judging your ability to pay based on your financial history.

Online Loans For Bad Credit


At Payday Loans Net, anyone can apply for online loans. We will never use your credit score against you, as long as you have the ability to prove your affordability to get a loan online. Our online loans for bad credit allow you to apply and get online loans today. Our online loans are accessible to all, meaning regardless of your credit history or financial past, we can help you in your tm of crisis.

Additionally, if you have applied for online loans from Payday Loans Net in the past and have found yourself unsuccessful, you are welcome to apply again. We take a human approach and treat all online loan applicants equally. At Payday Loans Net, we simply carry out an affordability assessment to deem you eligible for online loans.


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Can I Get a Loan Online with No Credit Check?


We consider applicants who have bad credit. A poor credit history does not define you, and we will always consider all applicants based upon what they are currently able to afford. However, we cannot loan money online without a credit check. Online loans in the UK without a credit check are not possible by law, therefore we must carry out the minimal level of credit checks. This is simply so we can assess your current financial situation and is nothing to be concerned over. As a reputable lender of the best online loans in the UK, we follow FCA regulations. We are an FCA authorised lender, therefore we must carry out a credit check before you get a loan online. This has multiple benefits, for ourselves just as much as for you. Credit checks allows us to assess your current financial situation and your ability to afford the loan.

We would not want to put you in a position where you get a loan online and then find yourself in an even worse financial position at a later date. We must ensure that you have the capability to meet the specified repayments in a timely manner when we loan money online. If you have any concerns regarding your credit score, you don’t have to worry. Apply today to get a loan online and we will do our very best to provide you with the cash you need.

What Are The Best Online Loans In The UK?

When looking to get a loan online, you should always look for reputable, FCA approved lenders of online loans. We can provide you with online loans tailored to you, which is what makes our loans the best online loans on the market.

You should always consider how long you intend to take out online loans for, as well as the amount you are intending to borrow. You should also carefully consider whether you can pay the full amount back down the line when you get a loan online.

It is important to note that not all lenders offer the same interest rates,, so choose carefully before you decide upon your online loan today. Additionally, always ensure online loan lenders that you consider borrowing from have a registered number from the FCA. Look.


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The Best Online Loans Lenders

We offer the best online loans in the UK. With online loans for bad credit up to £1000, we can help you out in your time of crisis.

We are direct payday lenders, not a broker. This means there will be no hidden fees, no extra charges and all of your confidential information will remain safe with us, always. We will be your one and only point of contact. When you get a loan online with us, you won’t have to chase various unknown parties. It will be us and only us that you communicate with, from the moment you apply, to the day you pay your online loan back.

Online Loan in the UK FAQs


What’s The Process to Get a Loan Online?

Applying for the best loans online with us is not an overcomplicated process, and we intend to keep it that way. At Payday Loans Net, we are transparent about every aspect when we loan money online. There is no paper work involved and our online loans are hassle free. The process is quick, easy, and entirely online. We will provide you with online loans today once approved within 90 seconds, allowing you to resolve your financial issues within minutes.
For more information about the Payday Loans Net process, click here.

How Much do Online Loans in the UK Cost?

How much you pay back for online loans entirely depends on the amount you take out. When you get a loan online from us, borrowing for a shorter amount of time will ultimately result in lower interest rates. When you loan money online, the APR only becomes applicable if you take it out for over a year. Additionally, if you loan money online and pay it off early, this will save you money and unlike some online loan lenders in the UK, there are no early repayment fees.

Online Loans from Payday Loans Net

You are able to get a loan online from Payday Loans Net at any time of day. Repayable over 3 – 6 months, you may be eligible to loan money online up to £1000. Apply now, resolve your financial issues and enjoy the best online loan experience from a direct lender that cares.

Online Loans in the UK


Online loans from Payday Loans Net are accessible to absolutely anyone. Payable through instalments, we make things simple when you need to get a loan online. We use a modernised system, meaning you can apply to loan money online, get it the same day, and pay it back over a period up to 6 months, even with bad credit.

We are a UK-based direct lender specialising in online loans. To get a loan online from us, you must:

  • Reside in the UK
  • Have a UK bank account
  • Have a steady income

If you have any queries or problems that you cannot resolve on the phone, contact us during working hours, and we will do all we can to resolve your issue.

Representative example

Total amount of credit: £500
Duration of the agreement: 4 months
Repayment total: £863.24
Interest is fixed at rate of 270.10% per year – 0.8% interest per day | Representative 997% APR
£215.81
Instalment 1
£215.81
Instalment 2 & 3
£215.81
Instalment 4