Have you ever found yourself in the position where you are in desperate need of cash? Emergency loans could just be the solution for you, helping to alleviate any difficulties you may be having. Whether it is for an unanticipated bill, an unforeseen maintenance cost, you have suddenly been made redundant or any other unexpected developments that mean you are in dire need of cash, we can provide urgent same day loans, and help you get back on the straight and narrow.

If an urgent loan is needed, Payday Loans Net could just be the answer to your monetary problem. By applying for emergency cash loans today, you can get the cash you need and begin living life care free once more.

Payday Loans Net is an authorised emergency loans direct lender in the UK. We take pride in our quick loan process and have some of the highest emergency cash loan acceptance rates in the UK. Click apply now, and the emergency cash loan could be in your account just 1 hour from approval. Our short term emergency loans in the UK provide you with much needed cash, fast, so apply for your urgent same day loan today and see what Payday Loans Net can do for you.


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What Are Urgent Loans?


As the name states, emergency loans in the UK are loans you are able to take out if you find yourself in some form of financial crisis. Emergency payday loans allow you to get cash from an online lender such as Payday Loans Net, with an efficient application process. As emergency loans direct lenders you can trust, you can apply online in under 3 minutes, before receiving an instant decision on a quick emergency loan, with the money reaching your bank account in as little as 1 hour after your urgent loan is approved. Whether you need emergency cash loans today for surprise medical bills, utility repairs, or bill payments, rest assured that we at Payday Loans Net will do everything that we possibly can to provide you with emergency loans today.

Why Should I Get An Emergency Loan From A Direct Lender?


Using an emergency loans direct lender such as ourselves is the absolute best solution to your financial dilemma. If you are thinking “I need a loan urgently” and are unsure what to do, you can turn to Payday Loans Net for the money you require. When you choose an emergency loans direct lender such as ourselves, there are a multitude of benefits, compared to using a broker. We offer the efficiency you require when time is of the essence, allowing you to get the urgent loan needed straight away. When you come to us as a provider of emergency loans in the UK, there is no middleman, meaning we are your first and only point of contact. We will guide you from the moment you apply, to when you pay back your loan, from start to finish. We can also promise not to pass your details on to any third parties, so you can feel secure in with the knowledge that your confidential and private information is safe with us. With high acceptance rates for emergency cash loans, inclusive of emergency loans for bad credit, Payday Loans Net is the best bet for your cash flow difficulties.

Aspects of using Payday Loans Net for urgent same day loans include:

  • Borrow between £300 and £1,000
  • Get emergency cash now and pay it back in any time between 3 and 6 months.
  • English support staff there for you in your time of need
  • You can apply for an urgent loan even if you have bad credit

Emergency Loans FAQs


I Need a Loan Urgently – How Fast Can Get Emergency Loans?

Our fast application and approval process allows you to get emergency cash loans today. Our urgent same days loans allow you to fill out an easy to follow application within 3 minutes, with money reaching your account within just 1 hour of approval. It’s that easy. Quick emergency loans at Payday Loans Net allow you to receive a decision a mere 90 seconds after you have applied, making our application process one of the quickest urgent loan process you can find. If you apply for emergency loans in the UK outside of business hours, it may take longer for the money to reach your account. Hurry now and apply for emergency payday loans before 4pm to have the best chance of receiving your cash today.

Do You Provide Emergency Loans for Bad Credit?

Absolutely, we can provide you with urgent loans for bad credit, so don’t worry if your financial history isn’t perfect. Emergency loans for bad credit are available from Payday Loans Net as we understand that your financial past does not mirror your current affordability. Rather than opting to penalise you for whatever monetary mistakes you have made in the past, we use our advanced technology to conduct an affordability assessment that focuses directly on your ability to repay the loan, opposed to whether you could not in the past. By focussing on your current affordability, we allow absolutely anyone to apply for urgent loans for bad credit, treating all applicants equally and without discrimination.

How Can I Get an Emergency Loan in the UK?

  1. Apply online at using our 3 minute application form
  2. Get an instant decision 90 seconds later
  3. Get money in your bank account 1 hour after approval
  4. Make monthly repayments on the loan

Can I Get Emergency Loans Today with No Credit Check?

Payday Loans Net does not offer emergency cash loans without conducting a credit check. As a responsible lender, we abide by the guidelines of the Financial Conduct Authority, conducting a credit check for each of our applicants. This is nothing to be concerned about and is for your own benefit as much as our own. The last thing we would want is for you to take out an urgent loan if you do not have the means to pay it bac. This would only render yourself in a much worse financial position down the line. There would be ore cause for concern if you were offered a loan without a credit check, as this would most likely be an illegal agreement, with multiple issues that could arise as a result of it.

How Much do Urgent Same Day Loans Cost?

This would entirely depend upon the quick emergency loan amount. By borrowing for a shorter amount of time, you will be offered lower interest rates. The APR of your emergency loan only become applicable if you are taking it out for more than a year. By paying your urgent loan off early, you can also save money, with no extra fees for an early emergency payday loan payment.

Can I Apply For an Urgent Loan if I am Unemployed?

Absolutely. If you are unemployed or on benefits, you can still apply for an emergency loan. We understand that an urgent loan may be needed most by someone who is not receiving regular income, so we would not stop someone from applying for an emergency loan simple because they are out of work. All you need to do is prove your current affordability and show us that you can make timely repayments, and we a Payday Loans Net will do everything we can to provide you with an urgent loan today.

Why Use Payday Loans Net as Your Emergency Loans Direct Lender

When applying for emergency loans from Payday Loans Net, we ensure that the application process is as straight forward as possible. You an receive an instant decision within 90 seconds of applying, with the urgent loan money needed reaching your account within an hour. As a direct lender, we provide emergency cash loans today and unlike a broker, we do not hand your information out to any third parties. You can borrow the money you need, knowing that your personal information stays protected by us. You also get the support of a UK based staff who can understand and accommodate your needs.

Am I Eligible for Emergency Loans?


As a moral, FCA authorised lender, there are certain criteria that our borrowers have to meet before they apply for an urgent loan. Borrowers must:

  • Be at least 18 years of age
  • Reside in the UK
  • Have a UK bank account
  • Be in full-time employment

If we are unable to provide you a loan, we have an option of finding for you other lenders who may provide you a loan. If you would like us to pursue this option, tick the box stating so before you submit your application. We will never pass on your personal details without your permission.

Representative example

Total amount of credit: £500
Duration of the agreement: 4 months
Repayment total: £863.24
Interest is fixed at rate of 270.10% per year – 0.8% interest per day | Representative 997% APR
£215.81
Instalment 1
£215.81
Instalment 2 & 3
£215.81
Instalment 4