It’s an emergency. You need money fast. Where can you get emergency loans from? PaydayLoansNet, of course. Just apply online and get that emergency cash you need.

  • Borrow between £400 and £1,500
  • Get emergency cash now and pay it back in any time between 3 and six months.
  • English support staff there for you in your time of need
  • You can apply for an urgent loan even if you have bad credit

PaydayLoansNet is an authorised direct lender in the UK that takes pride in its fast loan process and high acceptance rate. Click apply, and the emergency cash loan could be in your account just 1 hour from approval! How’s that for response time?


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Why should I get an emergency loan from a direct lender?


Emergency loans offered by direct lenders give you the efficiency you need when time is of the essence There is no middleman and you are guided by one company from start to finish. So if you need an urgent loan and have bad credit – using a direct lender with a high acceptance rate like PaydayLoansNet is a good idea.

How fast can I get an emergency loan?

You can get your money within 1 hour of approval. Not only that, our easy application takes just 3 minutes to fill out, and you get an instant decision 90 seconds later. So hurry now and apply before 4:30 pm so you know you can sleep easy tonight with the emergency behind you.

Can I get an emergency loan with bad credit?

Yes. Bad credit history doesn’t scare us away from helping you in during a crisis. We use advanced technology to conduct affordability checks that focus on your ability to repay the loan as opposed to past poor credit.

FAQ’s about our Emergency Loans

How do I get an emergency loan?

  1. Apply online at using our 3 minute application form
  2. Get an instant decision 90 seconds later
  3. Get money in your bank account 1 hour after approval
  4. Make monthly repayments on the loan

Can I get an urgent loan?

You can get an emergency loan if you:
  • Are over 18 years of age
  • Are a UK Resident
  • Have a UK bank account
  • Have a reliable source of income

Can I get an emergency loan with no credit check?

Not from PaydayLoansNet. As a responsible lender, we follow the Financial Conduct Authority guidelines and conduct credit checks. We do this to ensure you only take on a loan you can afford.

How much do emergency loans cost?

It depends on the loan amount. If you borrow for only a short time, you get a low-interest rate as the APR is only relevant if you are taking it out for a year. You can also get a cheaper loan if you pay early at no additional cost. For example, you can take a loan for 3 months, yet pay it off after 2 weeks at no further interest.

Can I apply for an urgent loan if I am unemployed?

Yes. If you are unemployed and need money today, you can try applying for an emergency loan with PaydayLoansNet if you can afford to pay back the loan with another source of income such as benefits.

What is an emergency loan?


An emergency loan is when you get cash from an online lender to help get you money fast in an an emergency situation. As example of an emergency loan is UK payday loans as they allow you to apply online in under 3 minutes, receive an instant decision and get your money in as fast as 1 hour after approval. They can be used to pay surprise medical bills, unexpected car or appliance repairs and otehr unexpected bills.

Representative example

Total amount of credit: £500
Duration of the agreement: 3 months
Repayment total: £863.24
Interest is fixed at rate of 270.10% per year – 0.8% interest per day | Representative 997% APR
£172.09
Instalment 1
£172.09
Instalment 2 & 3
£172.09
Instalment 4
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