At Payday Loans Net, we pride ourselves in our level of transparency. Our products are designed with the FCA cap in mind, as well as on your level of affordability. We enforce strict cost control on open loans, defaulted loans and rollovers. We never charge hidden fees and, prior to any loan, we will always present you with all the costs involved during the life cycle of your loan. Please read our detailed guide to our short term loans to ensure you fully understand what you are signing up for by applying for a loan with Payday Loans Net.