Looking for a 300 pound loan today? At Payday Loans Net, we can offer you short term loans as low as £300 to keep you going in your time of need. A £300 loan can sometimes be just enough to help you keep your life moving along smoothly. Whether it is an unexpected expenses such as car repairs, urgent home maintenance, or family emergency, £300 payday loans can help you resolve any financial difficulties you may be experiencing.

At Payday Loans Net, you can apply for a quick £300 loan today receive approval within minutes. We give you plenty of time to pay your 300 pound loan back, so what are you waiting for? Apply today and alleviate any monetary troubles you may be facing with a £300 loan in the UK.


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Getting Started on Your £300 Loan


At Payday Loans Net, you can apply for a 300 pound loan today and receive the money within one hour of being approved. With out secure online application form, you can easily get started with your £300 payday loan application.

With our small £300 loan application process, the application form will ask you for typical loan-related information. This will include your monthly income, monthly outgoings, employments details and bank information. As a quick £300 loan direct lender, we do not charge you for an application fee and all 300 pound payday loan decisions are made within 30 minutes during business hours. If approved for a 300 pound payday loan by 4.30pm on a weekday, your quick £300 loan will be approved and sent to your account the very same day. Apply for a £300 loan in the UK today and see what we can do for you.


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Can I Get a £300 Loan with No Credit Check?


As a responsible, FCA approved £300 loan direct lender, Payday Loans Net considers your current affordability to make payments, rather than using an impersonal, automated process to review your financial position. However, even though those with bad credit may be eligible for a 300 pound payday loan, a credit check will still be essential. Any Lender offering a quick £300 loan with no credit check is most likely operating in an illegal manner. We are able to offer 300 pound payday loans to customers in many different situations. Often, people find themselves struggling for money through no fault of their own, resulting in a decline in their credit score.

Some lenders may offer you a £300 loan with no credit check, but this is not the way Payday Loans Net operates as an FCA-authorised lender. A credit check not only protects the loan company but it’s also performed for your own financial security.

A low credit score does not mean we will refuse your application. It’s one part of the application process. Neither does a credit check have much impact on your credit score.

It’s true that a hard credit check reduces your credit score slightly for a brief period (12 months), but a single application and credit enquiry has little effect. You should be wary of making multiple loan applications.

In fact, a small 300 pound payday loan that you are able to repay successfully would help rebuild your credit score. This is an aim that Payday Loans Net is keen to assist you with.

One of the benefits of a £300 loan from a direct lender such as us, is that you know who you’re dealing with and how we work, we will never pass your information onto a third party or a broker, so your confidential information is safe with us.


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Why Choose Payday Loans Net for a £300 Loan?


Payday Loans Net is a trusted £300 loan direct lender. With so many other lenders offering £300 loans in the UK, it may sometimes prove difficult when you are deciding upon which £300 loan direct lender you are going to borrow from.

Payday Loans Net are a £300 loan direct lender, not a broker. What this means, is that we fund you the money you require directly. We will be your first, last and only point of contact throughout your borrowing experience, all the way up to the point that you pay back your £300 cash loan.

The interest you’ll be charged on our small £300 loans and payday loans is always clearly indicated upfront, and you’re even invited to compare us to other lenders. Payday Loans Net adheres to several policies for the security of our customers. Yes, you may obtain a £300 loan on poor credit, but never without a credit check. Additionally, we will never roll one loan into another, never give you two concurrent loans, and we’ll never give you multiple successive loans.

At Payday Loans Net, we’re passionately interested in the welfare of our customers and are careful to only lend money when we are sure they can afford the repayments. You’ll struggle to find a lender with a greater level of transparency and honesty.

Customer Care


In addition to the large volume of information and advice available on our website, you are welcome to make direct enquiries about your borrowing needs.

You can contact us by phone, letter or email us at client-service@paydayloansnet.co.uk for a prompt response to your questions.

FAQs about Payday Loans Net £300 loans


How Do 300 Pound Loan Repayments Work?

If you’re approved for a £300 loan, the repayments are made using a continuous payment authority (CPA). This means the repayments will be deducted from your bank card automatically.You can choose repayment days at the outset, provided they stick to the repayment schedule. Perhaps you have a specific date or day of the month when you’re paid, for instance.

Can I Repay a £300 Payday Loan Early?

£300 payday loans usually come with a significant interest rate, so this is something for customers to consider before applying. An appealing thing about our £300 payday loans is the ability to repay the loan early. You will not be charged any extra for doing this, and, better still, you pay less overall interest this way. Interest is only charged on the outstanding loan amount, so once the loan is repaid early, the interest you would have paid over the remaining loan duration is saved.

What If I Can’t Make a Payment?

Whenever you can’t make a repayment to any lender, the main thing you must do is communicate. Payday Loans Net is no different in this regard. Financial difficulty quickly snowballs if you don’t confront it, difficult though that is.
We add a £15 late fee to your account on the day following a missed payment, and the interest continues to accrue daily on the outstanding amount. Always get in touch if you feel you will not be able to keep up with payments pf your 300 pound payday loan.

What If I’m Refused a Loan?

While Payday Loans Net does specialise in poor credit loans, we do not guarantee a 100% acceptance rate. With the customer’s permission, we can attempt to find a willing lender, effectively acting as a trustworthy intermediary.

What are the Criteria for Eligibility for a £300 loan?


There are three main criteria for 300 pound loan eligibility at Payday Loans Net:

  • At least 18 years old; like the vast majority of reputable lenders, Payday Loans Net does not offer loans to minors.
  • Regular income; you need a paid salary or regular benefits (a £300 loan for unemployed persons is possible without guarantors).
  • UK resident; to get a £300 loan in the UK, you need to live here and have a bank account in the United Kingdom.
Representative example

Total amount of credit: £500
Duration of the agreement: 4 months
Repayment total: £863.24
Interest is fixed at rate of 270.10% per year – 0.8% interest per day | Representative 997% APR
£215.81
Instalment 1
£215.81
Instalment 2 & 3
£215.81
Instalment 4