52 Practical Ways to Save Money Around The Year – Chapter 6b: June: Drive less to save money
Are you over-dependent on your car?
Payday loans net is an FCA authorised loans direct provider, who offers loans of £200 to £2,000, over short periods. Payday loans net, first of all, brings you this chapter devoted to June on practical ways to drive less and save £70 per week. We advise you of different ways you can drive less to cut expenses, so you wont have to take out a payday loan.
If you need your car for your commute or your job, the question is not to stop using the car completely but to find ways you can drive less to reduce your over-dependence on the car. In other words, the tendency is to use it for every single journey that we make. We often don’t think of alternatives. Not only do we end up paying more for fuel, but it also affects the general wear and tear of all the car parts. So let’s look at alternatives to driving.
In this article we present ideas on how to drive less and save money:
- Public Transport
- Using a Moped
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The Cycle to Work Scheme is a government tax exemption initiative. Employers offer their employees bikes and all the safety equipment as a tax-free benefit, in order to encourage more people to go to work by bike.
Weigh up the pros and cons about whether it would be possible for you to cycle to work. Bear in mind such factors as where you would be able to store your bike in safety, how hazardous your journey would be on the roads and whether you’d need to take a change of clothes to work. Don’t worry if, on reflection, you decide that it isn’t feasible. Instead, you could make savings on the use of your car by using your bike more often for leisure trips at the weekends and on your days off. If your bike has a basket, you can use it for quick shopping trips.
You don’t have to carpool solely for commuting or longer car journeys. However, you can carpool for the school run or for going to the supermarkets for grocery shopping. Perhaps you don’t know other drivers who live in your area and who could carpool with you. There are some organisations online which arrange to fix up drivers with empty seats in their car with would-be passengers. In such schemes, there is a suggested price per passenger for the journey based on the length of the trip using HMRC’s Approved Mileage Payment Allowance. Therefore, the price you pay shares the costs of the ride rather than allowing the driver to make a profit. Try it and see if it helps you make it to pay day uk without needing a loan.
You should familiarise yourself with the public transport system in the area where you live. It might be useful for some/all of your journeys such as trips into the town centre. Most local authorities have schemes in place which entitle certain groups such as pensioners or schoolchildren to concessionary prices on the buses. If you feel you or your family might be eligible for reduced fares, you should contact them. For longer journeys by coach or train, similar schemes are also available. Therefore, you should make sure you apply before you need tickets for your trip.
Using a Moped
You could make considerable savings if you traded in your car for a moped or scooter. Not only are they cheaper but you’d also spend less money on insurance, road tax, maintenance and service charges as well as fuel costs. You’d also have less hassle in parking. However, you should bear in mind the limitations of two-wheeled power vehicles. In the case of an accident, they offer much less protection. In addition, they’re only suitable for single people or couples. They’re not an option for families unless they’re only used for your commute, for example. You should also think about alternatives arrangements for when the weather is bad.
Walking: How you can drive less
It isn’t always possible to walk all the way to work. Instead, you could do part of the journey on foot. For example, get off the bus a few stops early and walk the rest of the way. If you calculate the time you spend waiting for public transport, walking isn’t always much slower than an equivalent journey by bus.
Going on foot can be much more enjoyable when you don’t have to worry about being punctual. This is because it gives you the chance to take your time and be as leisurely as you like. For that reason, walking home from work is better than walking to work as you don’t feel so stressed about the time. Not only will you save on fares but you’ll also feel healthier and have time to wind down during the walk especially if you listen to music too. Regular walks can save you a fortune on gym fees too, as we explain in Ch.5.
Payday loans net, who you may have come across while searching for soft search loans, brings you tips so you can drive less to save money. Regardless of the whether you choose to cycle, carpool, walk, use public transport, or even drive a moped, you will find useful tips here to help you save money.