Wage Day Advance, Apply for a Wage Day Advance Alternative

Wage Day Advance


Representative example: Borrow £700 for 5 months. 1st monthly repayment of £235.80, 3 monthly repayments of £235.80, last monthly repayment of £235.90. Total repayment £1,179.10. Interest rate p.a. (fixed) 222.79%. Representative APR 832.04%. Our APR includes all applicable fees. Daily interest is capped at 0.793%.

If you are looking for loans like a wage day advance, at Payday Loans Net, we can provide up to £1500 with same day funding, once approved. We are a direct lender who can provide short term loans that can help when the unexpected happens. Our online application form takes just a few minutes to complete, and you will get a decision straight away so you are not left waiting. Choosing an online loan from us can help you settle your circumstances with same day funds as a wage day advance loans alternative.

To start an application today, choose the amount you want to borrow between £300 – £1500 and a repayment term between 3 – 9 months, and click apply now.


How Do Wage Day Advance Loans Work?

A wage day advance is similar to a payday loan, where you can borrow short term funds to repay on your next salary date. Most wage day advance direct lenders will expect repayment in one lump sum, but others will provide a repayment term to make doing so much easier. Here at Payday Loans Net, we provide an alternative to companies like wage day advance lenders, providing the option of 3 – 9 monthly repayments.

All you need to do is fill out our online application form after clicking apply now. You will then get a quick decision stating if your loan has been approved or not. If your loan remains ‘in review’, it means that our underwriters are working quickly to perform credit checks to verify that our wage day advance alternative is a good option for you. This is why choosing a no credit check loan that is offered by some lenders is not a trusted option, as they won’t be able to check if the loan is affordable for you before proceeding. If you are approved by our team, you can get the money transferred to your bank account on the same day to use.

Is a Wage Day Advance Alternative in the UK Safe to Use?

If you are using companies like wage day advance lenders that are trusted and FCA approved, then you can apply with confidence. If you’ve never heard of the lender before, see if they have any reviews and check they are on the FCA register. Not all wage day advance direct lenders have reviews though, but it’s better to check the lender if you are unsure first before proceeding. As a fully trusted lender, at Payday Loans Net we ensure your application is secure online and that we will fairly assess your finances and affordability.

We are a responsible lender helping borrowers to get the loan they need quickly when the unexpected happens. We carry out credit checks on our borrowers, and applicants must be at least 18 years old to get a loan with us. Other requirements include that you live in the UK and have a UK bank account. Whilst we adhere to responsible lending guidelines, we still ensure your application is processed quickly and that you can get the funds when approved the same day.

Wage Day Advance Loans for Bad Credit

If you have a poor credit history, you may have struggled to get approved by lenders when needing funds. As many use automated decision making, it can mean those with a low credit rating may get automatically declined, even though they may have the affordability. At Paydays Loans Net, we take a human approach and do not use automated systems, meaning our team will fully assess each applicant and even if you have bad credit, we may still be able to help.

We’ve helped many people with varying credit histories apply successfully for our wage day advance alternative. If you can prove you can afford the loan you want and the repayments required each month, we can consider approval even with a low credit rating. We can’t guarantee 100% acceptance, but we will look to help where we can with a loan of up to £1500.


Wage Day Advance FAQs

What are Wage Day Advance Loans?

A wage day advance loan is a short term loan you can get from a lender before your next payday if you cannot get a wage advance from your employer. It can be useful when you are short of money and need cash urgently. Many lenders can also provide a wage day advance login so that you can check the progress of your application, especially when applying outside of business hours. With our alternative cash loans, you can get the funds you need the same day whilst spreading repayments for up to 9 months.

Can I Get a Wage Day Advance Loan with Bad Credit?

Yes, you can apply for a wage day advance loan alternative even with bad credit through us. We work differently from many other direct lenders, taking the time to assess applicants who may not have the best credit history. If you have struggled with arrears, defaults or even CCJs in the past, we can still welcome your application and see if we can help. You will need to prove you can afford the loan you want, and we will need to ensure that any loan will not cause further financial difficulty for you.

Where Can I Find Wage Day Advance Direct Lenders?

Payday Loans Net is a direct lender offering a short term alternative to a wage day advance. You can apply with us any time of day, 24/7, and receive an instant decision that won’t leave you waiting to find out approval. We fund every hour, so once approved, money should reach your bank account quickly, in most cases within a couple of hours on the same day. Please note, our business hours are Sunday to Friday, 8am to 5pm. If you apply outside of these hours, your application may not be processed until the following working day, but we’ll look to transfer approved funds within 24 hours of applying.

How Do I Choose Which Wage Day Loan Company to Use?

Many wage day loan companies are entering the market providing fast loans. Each loan company operates differently, so it is important to choose one that is trusted and FCA approved. You shouldn’t rush into any form of borrowing, and even under emergency circumstances where you need funds straight away, you should be sure before proceeding. Carefully evaluate your credit options first so that you can compare options and choose the most suitable for your circumstances.
Why choose PDNET?

We are a direct lender who offers quick loans for poor credit, an affordable alternative to a wage day advance. We understand your urgency, and if you are approved, we’ll try to fund the money to your account within a couple of hours. As a responsible lender, we do not offer no credit check loans and we always perform affordability assessments for each application, to ensure that providing you with a loan will not harm your financial situation. However, our final decision is based primarily on whether we think the borrower can repay their loan responsibly. Your current credit score doesn’t have to prevent you from getting the money you need, as long as you can afford the loan repayments.

Click apply now to start your application today. If you have any queries, please contact our team and we’ll look to help quickly. If you need further help due to financial difficulties, please visit Money Helper for impartial advice and more information.

Wage Day Advance Alternative in the UK

A wage day advance loan is intended to bridge the gap between paydays. Being able to access the funds you need when you don’t have the available credit or savings can be helped with a wage day advance. Sometimes an emergency can occur, for example, if your car breaks down just a few days before the end of the month. In this case, getting a wage advance could be helpful. To be eligible to apply for our alternative option to wage day advance loans, you’ll need to meet the following criteria:

  • Reside in the UK
  • Have a UK bank account
  • Have a steady income

Through us, you can choose a loan amount between £300 – £1500 to suit your specific needs. If you discover that you can repay your loan early, we are happy to help. We won’t charge a fee to apply, and you can potentially save money as we’ll only charge you daily interest for how long you had the loan. To see an approximate cost, use our loan calculator before you apply.

Representative example

Total amount of credit: £700
Duration of the agreement: 5 months
Repayment total: £1,179.10
Interest is fixed at rate of 222.79% per year – 0.793% interest per day | Representative 832.04% APR
Instalment 1
Instalment 2, 3 & 4
Instalment 5
Warning: Late repayments can cause you serious money problems. For help, go moneyhelper.org.uk