Payday Loans Net can provide you with unsecured loans to help you out in your time of need. Have you ever found yourself in an emergency situation where you need money in your bank ASAP? We can provide unsecured personal loans so you can access the cash you require in the short term, without having to use any of your valuable assets as collateral. As trusted unsecured loan direct lenders, we at Payday Loans Net can provide you with the best unsecured loans in an instant.

To apply for unsecured payday loans now, simply fill out our 3-minute application form with your basic details, and you can get started. Offering the best unsecured loans in the UK, cash will reach your account just 1 hour after your unsecured personal loan is approved. Our flexible terms even allow us to provide unsecured loans for bad credit in the UK, with no guarantor required. Apply today for the best unsecured loans and find the financial solution tailored to you.


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What is an Unsecured Loan?


You may have heard this term at some stage, but you may well be thinking, “what is an unsecured loan”? Unsecured loans in the UK can come in various forms. Unsecured payday loans from Payday Loans Net are a flexible form of lending, ranging between £300 – £1,000 and repayable in accommodating payments over the timeframe you desire. We give you the capability to choose unsecured loans in the UK with a repayment period between 3 – 6 months. Additionally, you are able to pay off the remainder of your unsecured personal loan early if you decide the time is right, with no early repayment fees attached.

As accommodating unsecured loans direct lenders, we offer you a way of lending where you do not have to offer a personal asset as a form of collateral. No personal assets are required, you simply need to be able to prove your affordability and meet certain criteria to take out an unsecured personal loan, without worrying about the repossession of your assets. Additionally, we also offer unsecured loans for bad credit in the UK, which means regardless of your credit history or financial past, you may well be able to take out an unsecured loan with us.

As an FCA authorised unsecured loans direct lender, we at Payday Loans Net take pride in providing the best unsecured loans. With some of the highest acceptance rate around, you can unsecured loans for bad credit, alleviating your financial issues in an instant. Apply today within business hours and get your unsecured personal loan within an hour of approval.

Unsecured Loans for Bad Credit in the UK


We do not discriminate against any of our applicants in any way when they apply for an unsecured loan in the UK with us. As trustworthy unsecured loans direct lenders, we can offer you unsecured loans for bad credit, alleviating any financial issues you may be experiencing. We take a personal approach with our unsecured personal loan approval process, looking past poor credit scores, although unsecured loans with no credit check are not available due to UK law. Even so, when we asses your unsecured loan application, we will treat all applicants equally, regardless of your financial past. All you will need to do is be able to prove that you have the current affordability to afford an unsecured payday loan. Our application process for the best unsecured loans in the UK asks only for basic information about you. This will allow us to thoroughly assess your current affordability before we provide you with a decision in regard to your application for an unsecured loan for bad credit. Apply for unsecured loans, even with bad credit today, and alleviate any monetary problems you are facing.

How Do Unsecured Loans in The UK Work?


We are unsecured loans direct lenders, not brokers. This means that you will only have contact with us at Payday Loans Net from start to finish. You do not have to worry about your confidential information being passed along to third parties, just as they would with a broker. We can assure you, as a trusted unsecured loans direct lender, we will never give your information to anyone.

Our unsecured personal loan application process is exceptionally simple. All you need to do is fill out our 3-minute-long application form, before you receive a decision on your unsecured loan application. You will receive this decision within 90 seconds of applying, and if approved, you can expect to receive the money from your unsecured loan within an hour.

Unsecured Loans in the UK FAQs


Will I Need a Guarantor for an Unsecured Loan in the UK?

Just as you will not require to use any assets as collateral with an unsecured loan with Payday Loans Net, you will also not require a guarantor. Our process is quick, easy and hassle free, meaning we won’t make you spend more time finding a guarantor when you are in need of an unsecured loan the very same day.
Even if you have a poor credit score, we can provide you with unsecured loans for bad credit in the UK, helping you find a financial resolution when you need it most.

Can I Get an Unsecured With No Credit Check?

Unsecured loans with no credit check are not available from Payday Loans Net. This is a legal requirement, and as a trusted Financial Conduct Authority approved unsecured loans direct lender, we follow their guidelines in order to make lending money the safest process possible. An unsecured loan with no credit check would not only be illegal, but also immoral. We need to make sure that you have the ability to pay your unsecured payday loan back, so credit checks to assess your affordability are for your own benefit as much as it is ours. You don’t need to worry, even with a poor credit score, we can offer unsecured loans for bad credit in the UK, meaning you may well be eligible to borrow money from us.

Can I Get an Unsecured Loan if I am Unemployed or On Benefits?

We understand that when you lose your job, this can be one of the most financially difficult periods of time you might ever experience. We assess all applications on a personal level and would never want to add to any hardships you may be experiencing. This is why we offer unsecured loans for bad credit, as well as offering them for those who are currently out of work. As long as you have the capability to prove you have the current affordability to ultimately pay off your unsecured payday loans in full, we will allow you to borrow from us.

Why Choose Payday Loans Net for Unsecured Payday Loans

We offer the very best unsecured loans on the market. The process of borrowing from us is exceptionally simple and our easy-to-follow and the application for unsecured loans only takes 3 minutes to fill out, 90 seconds to approve, and an hour to reach your account.
As a trusted unsecured loans direct lender, we provide unsecured personal loans directly to you, with no third parties and no middlemen. Unlike a broker, your confidential details are and always will be safe with us. We care for all our customers, and when you take out an unsecured loan in the UK with us, we can accommodate your needs while also providing you with access to our UK based staff. Apply today and alleviate your financial worries with the help of unsecured payday loans from Payday Loans Net.

Unsecured Loans in The UK Online Eligibility


Unsecured loans in the UK allow you to relieve any monetary anxiety you may be experiencing. Payday Loans Net now has the option of paying back unsecured loans over 1 – 6 months.

As an unsecured loans direct lender who specialises in unsecured loans for bad credit in the UK, there are certain criteria you must adhere to. To get unsecured personal loans from us, you must:

  • Reside in the UK
  • Have a UK bank account
  • Have a steady income

If you have any queries or problems that you cannot resolve on the phone, we have an English address which is open during work hours. Feel free to contact us today and resolve any financial problems you may be experiencing with the help of unsecured payday loans form a trust unsecured loan direct lender.

Representative example

Total amount of credit: £500
Duration of the agreement: 4 months
Repayment total: £863.24
Interest is fixed at rate of 270.10% per year – 0.8% interest per day | Representative 997% APR
£215.81
Instalment 1
£215.81
Instalment 2 & 3
£215.81
Instalment 4