Are you searching for the Safety Net Credit login page? Here, we take a look at some of the leading features Safety Net Credit have in their login area. We’ve also collected the most commonly asked questions about Safety Net Credit’s online login, so all your queries are answered in one place.

Safety Net Credit Login features:


When logged in to your Safety Net Credit account, you can:

  • Deposit money into your bank account
  • Check your payment schedule
  • Edit your details
  • Make regular payments

Safety Net Credit also has an app that you can download on the Apple and Google Play stores so you can access your account on the go. On a scale of ‘Very Easy’ to ‘Very Hard’, Safety Net Credit’s login area was ranked ‘Easy’ to access. To log in to Safety Net Credit, all you need to do is click on the orange ‘Login’ button on the top-right hand side of their website.

FAQ’s about Safety Net Credit’s Login Area


Can I switch on Overdraft Protection through the login area?

Yes. Safety Net Credit has a nifty feature which can detect if you are close to your unauthorised overdraft limit. If you switch the ‘Overdraft Protection’ feature on, they will automatically deposit a quick loan if you near the unauthorised overdraft limit. You can choose what this limit will be and switch on the function via the Safety Net Credit login area.

Does the Safety Net Credit login allow me to track my spending habits?

Yes. Free of charge, Safety Net Credit gives you access to graphs and pie charts that can give you a good visual picture of your monthly spending habits. You can sort transactions by categories and sub-categories. However, it is essential to remember that this section will only include information of the bank account that Safety Net Credit is linked to! If you are spending money using other bank accounts, they will not appear here.

Safety Net Credit’s Login Vs PaydayLoansNet Login


To summarise, we’ve put together a table comparing the features of Safety Net Credit and PaydayLoansNet’s login areas:

Feature: Safety Net Credit PaydayLoansNet
Check Payment Schedule Yes Yes
Edit details Yes Yes
Make regular payments Yes Yes
Repay early No Yes
Has an app Yes Yes

Safety Net Credit is a unique type of credit facility with many advantages, such as one-time application and small withdrawals as low as £100. On the other hand, with Safety Net Credit, all your transaction data is effectively available to strangers – which you may feel as an encroachment on your privacy. If you are just looking for a one-time loan, Payday Loans Net offers flexible only payday loans. Just apply here!


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About Safety Net Credit


Safety Net Credit, launched in 2011, is a trading name of Indigo Michal Ltd. Unlike other companies on this list, Safety Net Credit is not a payday lender. Instead of offering one-time loans, Safety Net Credit provides a revolving credit facility that allows customers to withdraw as much money as they want up to a specific limit (much like a bank overdraft).

To operate its facility, Safety Net Credit pretty much relies on Open Banking technology which gives them read-only access to all their customers’ bank accounts. The downside is that if you bank with a challenger or online-only bank, chances are you will not be able to borrow from them.

A representative example of a Safety Net Credit Loan

The total amount of credit: £200
Duration of the agreement: 28 days
Repayment total: £244.80
Interest is fixed at a rate of 292% per year | Representative 68.7% APR
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