Searching for the Drafty login area? Why not first take a look at some of the leading features Drafty have in their login area and how they compare to other lenders. We’ve also collected the most commonly asked questions about Drafty’s online login so all your questions can be answered in one place.

Drafty Login features:


When logged in to your Drafty account, you can:

  • Check your payment schedule
  • Edit your personal details
  • Make payments online
  • Repay early online

On a scale of ‘Very Easy’ to ‘Very Hard’, Drafty’s login area was ranked ‘Easy’ to access. To log in to Drafty, all you need to do is select on the white ‘LOG IN’ button on the top-right side of their website. Drafty also has an app that you can download on the Apple and Google Play stores so you can access your account on the go.

FAQ’s about Drafty’s Login


Can I increase my credit limit via the login?

Not exactly. When you initially apply with Drafty, they will approve you for a specific credit limit. If your payment history is satisfactory and you meet the suitable credit and affordability criteria, they will contact you to offer you an increase in your limit. You can then accept the increase within 30 days via the login area. It is not recommended to increase your credit limit beyond what you actually need.

Can I close my Drafty account online via the login?

No. Drafty only allow you to close your account via phone or email. Although keeping your Drafty account open is entirely free, it is not recommended to keep it open if you don’t need it – to ensure you don’t end up using it out of convenience rather than necessity.

Can I submit requested documents via my online account?

In the event Drafty you request additional documents to support your application, you will only be able to send them by email, SMS or fax.

Drafty Login Vs PaydayLoansNet Login


To summarise, we’ve put together a table comparing the features of Drafty and PaydayLoansNet’s login areas:

Feature: Drafty Login PaydayLoansNet Login
Check Payment Schedule Yes Yes
Edit details Yes Yes
Make regular payments Yes Yes
Repay early Yes Yes
Has an app Yes Yes

Aside from the features mentioned above, PaydayLoansNet’s defining login area feature is our savings calculator. When you have an existing short-term loan, you can log on at any time and see how much money you save if you repay early! Not only can you repay your loan in full early, but you can also make smaller payments as you go along to save you money as you go along! Have a spare fiver? Put it towards your loan and save!

If you’re looking for a safe instalment loan online instead of a credit line, apply here with PaydayLoansNet!


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About Drafty


Drafty, launched in 2017, is a trading name of GAIN CREDIT LLC. Unlike the other lenders on this list, Drafty does not offer loans in the traditional sense. Rather, they give you access to a ‘line of credit’ – basically like an overdraft – just not one managed by your bank. Drafty offers credit lines ranging from £50 to £3,000.

A representative example of a Drafty Credit Line

The total amount of credit: £1,200
Duration: 1 year
Repayment total: £1601.40
Interest is fixed at a rate of 65.7% per year | Representative 89.7% APR
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