Payday Loans Direct Lenders

If you need quick cash and are undecided where to look, payday loans direct lenders can help you. Offering a quick way to access the funds you need in an emergency, there are numerous online payday loans direct lenders ready to assess your application. Here at Payday Loans Net, we specialise in loans up to £1,000 that can be approved in as little as 90 seconds. We can provide you with the cash the same day with a short term loan that can be repaid over 3 – 6 months.

If you are ready to apply today, choose the amount and repayment term you want and click apply now. Our short application takes just minutes to complete, and we’ll provide an instant decision. If successful, you will receive the cash the same day into your bank account. As a payday loan direct lender in the UK, we can also help if you have poor credit if you can afford the repayments. Apply now to see how we can help you today.

Payday Loans Direct Lenders in the UK

If you are comparing direct lenders to brokers when looking for a payday loan or other form of short term borrowing, there are some key differences to note. Whereas a broker will connect you with other lenders through their service and not lend money directly themselves, all payday loans direct lenders will provide the cash you need without referring you to a third party. At Payday Loans Net, as we are a new payday loan direct lender in the UK, we have been able to assess the short term credit landscape and provide a service customers want. We provide same day loans for approved applicants thanks to our quick application process. This means we can give you a decision within 90 seconds, leaving you with more time to focus on resolving your financial issue. We also won’t decline your application just based on a poor credit rating. We can help those with a low credit score get the loan they need to cover an unexpected expense.

We’re not a guaranteed payday loan direct lender, so we need to perform credit and affordability checks first to ensure the loan is affordable for you. We will still decline applicants who are in financial difficulty, and as a responsible lender that is fully authorised by the Financial Conduct Authority (FCA), we work to FCA guidelines to ensure you are treated fairly. Many payday loans direct lenders only provide cash that has to be repaid by your next salary date. We work differently and provide 3 – 6 months to repay, making repayments smaller and more affordable to pay each month.

Finding a Payday Loans Bad Credit Direct Lender

When you have bad credit, it may be difficult searching for an affordable loan option. Many lenders may use automated lending decisions that can filter out applicants with a poor credit history. This is where a payday loans bad credit direct lender can help and provide an emergency loan when you have exhausted other means. If you are someone in a position where you have no available savings, or friends and family cannot help, new payday loans direct lenders can offer an alternative to the traditional banks. At Payday Loans Net, we focus on your affordability in the present, so if your current finances are in a good place and you can afford the repayments requested, we can look to help. We take a human approach to lending, so rather than relying on automated processes, we will take the time to assess each applicant.

Many people may have had a situation where their finances have been in a difficult position in the past and may have had arrears or defaults on previous agreements. Whilst it’s important for us to see this information, identified when performing credit checks, it is only one part of the approval process. We’ll assess your current finances and if we can determine you can afford a small loan through us, there is every chance we can look to help. We won’t request that you provide a guarantor like many other lenders either, leaving you to apply in confidence if you can demonstrate affordability.

We are 24/7 Payday Loans Direct Lenders

An unexpected bill can arrive at any time, leaving you with having to quickly resolve it. As we know that you need access fast when this occurs, we are 24/7 payday loans direct lenders, so you can apply at any time you need to. We are open Sunday to Friday, 8am to 5pm, so we are one of very few payday loans direct lenders that can help with weekend loans.

We can pay out fast too, so if you are eligible and approved, we can transfer the funds the same day in most instances. If applying outside of our business hours, we’ll aim to have the funds transferred within 24 hours. It’s all part of our commitment to being the best payday loans direct lender possible, helping our customers with the financial support they need quickly whilst working to FCA lending guidelines.

Apply Now through a Trusted Payday Loan Direct Lender in the UK

Want to apply today and choose a payday loan direct lender in the UK you can trust? Click apply now and we’ll help you in an instant. If you have any questions about our loan options, please contact us today. As we are a direct lender, we cannot offer any financial advice. However, if you are experiencing financial difficulties, please visit Money Helper for impartial advice and more information to help.