No Guarantor Loans

Looking to apply for loans with no guarantor online and quickly? We can help you here at Payday Loans Net find the right loan today that meets your requirements. Apply now for a loan between £300 – £1,000 over a repayment period of 3 – 6 months without a guarantor required. If approved, you can receive the cash the same day.

Loans No Guarantor Direct Lender

It can be sometimes difficult to find a lender that will match your needs, providing the terms you want whilst offering the full amount you require. Not all direct lenders can help you in this way, so we have made it simple for those who need a short term loan without delay. We are a fully authorised direct lender of no guarantor loans in the UK, approved by the Financial Conduct Authority (FCA) to provide consumers with short term borrowing. As we don’t require borrowers to provide a guarantor, this means you can apply as a sole applicant even with bad credit. What’s more, we do not charge a fee to apply, and you could have a loan up to £1,000 approved in minutes.

Interested to find out more? You’ll find plenty of information about our no guarantor loans here, helping to show you why Payday Loans Net can provide a short term, flexible option.

What Are Loans with No Guarantor?

As no guarantor loan lenders, we provide an option for applicants who may have been turned away by other lenders. If you are someone with a poor credit history that has experienced arrears payments, defaulted agreements or just a lack of borrowing history, this may have left your credit rating very low. Many traditional lenders will expect borrowers to have a certain level of credit score to be considered for a loan and may use automated lending decisions to filter applicants. Other lenders you may have found online will ask for a guarantor to support your application if you are someone with bad credit. This can leave many applicants struggling to find a suitable person that has a good credit history and lacking suitable options. This is where no guarantor loans can make a difference, as you can apply without the worry of needing to find a guarantor just because you have a bad credit history.

You can simply use our loan calculator to see the costs of no guarantor loans in an instant, showing you how much you can expect repayments to be with your choice of term length and loan value. You can then adjust to suit your affordability and easily apply online.

Get No Guarantor Loans in an Instant

We know that you don’t want to wait longer than is necessary to get the money you need. That’s why our application process for no guarantor loans is quick and simple. If you know how much you want to borrow between £300 – £1000, all you need to do is choose the length of repayment required, between 3 – 6 months, and then fill out our quick to complete application form. This needs a few personal details and once filled in, we’ll let you know if you have been approved. This process is almost instant, usually within 90 seconds, if you have provided all the information we need.

As we are a responsible loans no guarantor direct lender, during your application we will always ensure you can afford the loan you apply for. Whilst we do help those with a history of bad credit who may have been turned away by other lenders, we still have to ensure you have the affordability. This is why we run both credit and affordability checks so that we can have a clear picture of your current finances as well as your financial history.

If we can’t determine you can afford to get a loan with no guarantor, we will have to decline your application. Before choosing to apply, we recommend you carefully consider your financial position and that you can afford to maintain loans with no guarantor throughout the term if approved.