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Instant Loans

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Representative example: Borrow £700 for 5 months. 1st monthly repayment of £235.80, 3 monthly repayments of £235.80, last monthly repayment of £235.90. Total repayment £1,179.10. Interest rate p.a. (fixed) 222.79%. Representative APR 832.04%. Our APR includes all applicable fees. Daily interest is capped at 0.793%.


Have you found yourself in an emergency situation where you need some extra cash fast? We at Payday Loans Net may well be able to help. Our instant loans could be the solution you are looking for, alleviating any financial difficulties you are currently experiencing. Whether it is for a surprise bill you have just received, unforeseen maintenance repair costs or something unexpected has suddenly occurred, instant payday loans from Payday Loans Net can help you out with the cash you need. Regardless of your credit history, we still have the ability to help, offering instant loans for bad credit, where other lenders may not be able to help you.

As an authorised lender of instant loans in the UK, we take pride in our quick loan process, with some of the highest acceptance rates for instant decision loans. Click apply now, and the money from an instant money loan could be in your account in just 1 hour, with instant loan approval. Our short term instant payday loans online can provide you with much needed cash, fast. Get an instant loan in the UK now to see what Payday Loans Net can do for you.


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What are Instant Decision Loans?


If an instant loan online is what you’re looking for, we at Payday Loans Net could well provide the answer to your monetary problem. You can get instant loans in the UK to help you resolve your short term financial crisis. Instant money loans really do what they say on the label. These instant decision loans allow you to borrow cash from instant loans direct lenders such as ourselves, with a quick and easy application process. The application for process is extremely efficient, taking less than 3 minutes, before you receive an instant decision on your loan within 90 seconds. Following this, you can receive instant payday loans online within an hour of your instant loan approval.

No matter the reason for your instant payday loan enquiry in the UK, we can help you get an instant loan in no time at all.

Why Should I Get Instant Loans from Direct Lender?


Instant loans from a direct lender are the very best solution to help you out with the instant loan cash you need today. Instant loan direct lenders such as ourselves allow you to cut out the middleman, compared to using a broker for an instant payday loan online. With instant loans direct lenders such as Payday Loans Net, you can get an instant loan straight away without your information being passed on to any third parties, putting your confidential details at risk.

From the moment you apply for instant payday loans online to the day you pay your instant loan back; we will be your one and only secure point of contact.

With the best instant loan approval rates, inclusive of instant loans for bad credit, Payday Loans Net is the best bet for your cash flow difficulties.

Benefits of using Payday Loans Net for instant payday loans in the UK include:

  • Borrow between £300 and £1,000
  • You can pay an instant loan back between 3 and 6 months.
  • English support staff there for you in your time of need
  • You can apply for an instant loan online even if you have bad credit

Instant Loans for Bad Credit

Regardless of your credit history, we give all applicants a chance of getting an instant money loan. We don’t use your credit score as the one and only basis of deciding upon your affordability, which is why we offer instant loans for bad credit.

Rather than fixating on your past, instead we look at your current affordability. Finding yourself in a position where your credit score has been negatively impacted happens all too often, and we know that this is no reflection of you and your current financial situation. Our instant loans for bad credit are available to anyone who may have a poor credit score and have found it difficult to get instant loans in the UK in the past.

If you have applied for instant payday loans in the UK with Payday Loans Net in the past and have found yourself unsuccessful, do not worry. We are happy to revaluate your financial position at present and provide you with the chance to apply for instant loans for bad credit again. It must be noted that instant loans with no credit check are not legal by UK law.

Instant Payday Loans in the UK FAQs


How Fast Can I Get an Instant Loan Online?

We offer an exceptionally fast application process with instant loan approval available to you within minutes of applying. With a 3 minute instant decision loan application, we can provide you with a decision within 3 minutes. The instant money loan should then reach your account within an hour of instant loan approval, providing you have applied within business hours.
Apply for instant payday loans in the UK before 4pm to have the best chance of receiving your instant money loan today.
  1. Apply online at using our 3 minute application form
  2. Get an instant loan decision 90 seconds later
  3. Get money in your bank account 1 hour after approval
  4. Make monthly repayments on the loan

Can I Get Instant Loans with No Credit Check?

As a responsible lender, we at Payday Loans Net cannot offer you instant loans with no credit check. This is because we are a responsible lender who follow the guidelines of the Financial Conduct Authority, conducting a credit check for each of our applicants. Instant loans with no credit check are not legal, so anyone who offers you an instant loan in the UK with no credit check is not operating in a legal manner. If you think that instant loans with no credit check would be better for you, we would advise you to reassess. Instant loans with no credit check can leave you in a vulnerable situation. You can run the risk of encountering loan sharks if you receive an instant loan with no credit check, ending up paying huge sums of money back to them in the long term.
Additionally, an instant loan with no credit check would leave you in a worse situation due to the fact that your current financial position would remain unassessed, meaning you may find you are actually unable to pay back your instant payday loan online, leaving you in a far worse financial situation.

Can I Apply for Instant Decision Loans if I am Unemployed?

This is entirely possible. Regardless of your employment status, we can still provide you with instant loans online. This is providing that we can assess that you are able to pay back your instant money loan in the near future. Instant loans in the UK are often needed the most by people who are not receiving a regular form of income. We will not penalise you even further for simply being out of work. Apply today with an instant loans direct lender who truly cares.

Why Use Payday Loans Net as Your Instant Loans Direct Lender

When you apply for instant payday loans online with Payday Loans Net, we ensure that every instant money loan application is as straightforward and easy to follow as possible. You can receive instant loan approval within 90 seconds of applying, with the cash reaching your account within an hour.
As a direct lender, we provide instant money loans. Unlike a broker, we do not hand your information out to any third parties. You can make use of the cash you need, knowing that your individual data remains protected. You also get the support of a UK based staff who can understand and accommodate your needs.

Am I Eligible for Instant Loans in the UK?


As a moral, FCA authorised lender, there are certain criteria that our borrowers have to meet for instant loan approval. Borrowers must:

  • Be at least 18 years of age
  • Reside in the UK
  • Have a UK bank account
  • Be in full-time employment

If we are unable to provide you with an instant payday loan, we have the option of finding other lenders or you who can provide you with an instant loan for bad credit. If you would like us to pursue this option, tick the box stating so before you submit your application. We will never pass on your personal details without your permission.

Representative example

Total amount of credit: £500
Duration of the agreement: 4 months
Repayment total: £863.24
Interest is fixed at rate of 270.10% per year – 0.8% interest per day | Representative 997% APR
£215.81
Instalment 1
£215.81
Instalment 2 & 3
£215.81
Instalment 4
Warning: Late repayments can cause you serious money problems. For help, go moneyhelper.org.uk