FAQ Page - Direct Lender

Q: Are you a direct lender?

Yes, and a proud one at that. Find out more about direct lenders vs brokers here.

Q: How do I know if an online loan is from a direct lender?

The first thing to look for when using online loan lenders is to check they are direct lenders and not brokers. It is usually obvious by checking the websites home page for the words direct lenders. Generally, a lender would be proud to offer online payday loans from direct lenders; so it should be highlighted on their website somewhere.

Q: How long does it take to get a loan with PDNET?

With PDNET the entire loan process is quick. Our application form takes minutes to fill out. Once submitted, you will receive a decision on your loan almost instantly. With payday loans UK direct lenders Payday Loans Net, you can usually get your loan on the same day as approval.

Q: Can I get loans with no guarantor or fees from direct lenders?

There is no reason why a direct lender should be charging any fees for an application. Why penalise people for merely applying for a loan? Furthermore, many direct lenders in the market offer no guarantor loans. It is obviously a much faster process. PDNET is a direct lender, we charge no extra fees, and don't require a guarantor for your loans.

Q: What is the advantage of direct payday lenders over brokers?

Here are some of the advantages of direct payday lenders over brokers. • No broker fee • Your personal information isn’t passed on • Better communication • You may get the loan quicker from a direct lender Payday Loans Net is a direct lender. Apply now for a decision in 90 seconds!

Q: Do all direct lenders perform a credit check?

Yes, every direct lender will perform a credit check on borrowers, to ensure that the borrower is eligible for a loan. If any lender claims to offer payday loans direct lender no credit check, they are not abiding by the law.

Q: How can I find direct lenders only?

This is an important question, and it shows that you know about the different loan products available. If you are looking for payday loans from direct lenders only, you need to write that when you do your online search. Once you are on a lenders’ website, it should be blatantly obvious whether or not they are a payday loan direct lender in the UK. If they aren’t, then avoid at all costs, you want a lender who stands for clarity and transparency. Payday Loans Net are just that. We offer instant payday loans from a direct lender, and we aim to make your borrowing experience as straightforward as possible.

Why choose Payday Loans Net?

We like to keep things simple. If you have any questions about the way we work, take a look at the FAQs below, or contact us. Ready to go ahead? Apply now and get a decision within three hours!

  • Direct lender
  • Bad credit welcome
  • FCA authorised
  • No fee to apply
  • Instant decision
  • Same day payment
  • Get up to £1000
Representative APR: 997%
Representative Example Loan Amount £500 | Borrow for 4 Months | Monthly Repayments of £215.81 | APR: 997% | Interest Rate PA (fixed) 270.10% Total repayment £863.24