Cheap Loans, Apply For Cheap Loans UK Today

Cheap Loans


Representative example: Borrow £700 for 5 months. 1st monthly repayment of £235.80, 3 monthly repayments of £235.80, last monthly repayment of £235.90. Total repayment £1,179.10. Interest rate p.a. (fixed) 222.79%. Representative APR 832.04%. Our APR includes all applicable fees. Daily interest is capped at 0.793%.

Have you been trying to get a cheap loan online but have struggled? Sometimes it’s difficult to find the terms that suit you, with many lenders enforcing strict regulations in terms of who they allow to apply for their loans. At Payday Loans Net, we offer great cheap loans alternatives to help you out in your time of crisis. We enable you with the ability to apply for the funding you need with our alternative options to cheap personal loans, so you can borrow money in a flexible way that suits you.

We have customers from a wide variety of backgrounds who come to us for financial help. The application process for our loans takes just 3 minutes to complete, with a decision given to you in just 90 seconds. Receive up to £1000 in your bank account within 1 hour by applying today.


What are Cheap Payday Loans Online?

If you are looking for cheap loans now, we can offer an excellent alternative to your cash requirements. Although we do no offer cheap short term loans per se, what we do offer are cheap affordable loans to help you get by. If you are offered cheap loans in the UK, you should be careful of who you decide to borrow money from. Cheap payday loans online may not be as cheap as they appear, so this is something to be cautious of. A cheap personal loan in the UK indicates that there will be a very low amount of interest on the loan. Although we do offer some of the lowest rates available on the market, making our funding a cheap APR loan in essence, we must state that the interest rates of our loans simply meet government guidelines, and advertising these as “cheap loans in the UK” would be somewhat misleading.

We put people at the heart of what we do at Payday Loans Net. This means we would never want to deceive you or trick you into believing that we are offering cheap loans now. With some of the best rates available, the loans we offer are exceptionally flexible to your requirements. Borrow up to £1000 today from Payday Loans Net with alternatives to cheap loans in the UK and resolve your financial predicament in an instant. Click apply now and get funding today.


Cheap Loans for Bad Credit

We are inclusive, flexible lenders of loans in the UK. If you are searching for cheap loans for bad credit, we can offer some great alternatives for you, even if you have a poor credit score. As we take an understanding, empathetic approach to how we lend money, our cheap loans for bad credit alternatives allow you to borrow regardless of any financial mistakes you may have made in the past.

Our cheap loans for bad credit alternatives can truly help you out in your time of need, allowing you to borrow money on flexible terms and at a reasonable rate. We should emphasise the fact that when applying for alternatives to cheap loans for bad credit, we cannot offer you alternatives to cheap personal loans in the UK with no credit check.

Any responsible lender of cheap payday loans online or any other form of loan should abide to guidelines established by the FCA. As we are a trusted lender of alternatives to cheap loans for bad credit, it would not be in our own, or your own best interests to allow you to take out cheap loans for bad credit alternatives with us without a credit check. The reason behind this is simply because we would not want to worsen your current financial situation. We know that those who comes to us for cheap loans now are often in a position of financial instability. If we were not to conduct a credit check, we would have no way of determining whether you had the current affordability to repay you alternative to cheap APR loans from us.

As a customer centric establishment, we do this for your own protection as well as our own. To ensure we maintain our status as a trusted lender of alternatives to cheap payday loans in the UK, the Financial Conduct Authority reviews our practices regularly to monitor our practices, which is how you can know you are in safe hands when borrowing alternatives to cheap personal loans in the UK from us.

Getting an agreement in principle for cheap loan alternatives is an uncomplicated process. Simply follow the steps below, and you can have money in your account within an hour.

  1. Click APPLY
  2. Complete the application form
  3. Receive an instant decision

How Cheap Personal Loan Alternatives Work

Our cheap personal loan alternatives in the UK can act as a great lifeline in your time of need. Regardless of poor credit, you can receive a great alternative form of funding to cheap loans for bad credit. Rather than insisting that you use a guarantor when applying for another form of funding other than cheap loans online from us, we will allow you to apply for finance without the use of a guarantor. These unsecured loans allow you to save time and keep your situation private in an especially stressful period of time. With the most reasonable rates, our cheap APR loan alternatives can help you find the monetary solution you require.

As an FCA authorised direct lender, you can trust in us to provide nothing but the very best service. You can also ensure your confidential information is safe with us when applying for alternatives to cheap personal loans in the UK. This is because, unlike a broker, we do not pass your information on to any third parties or middlemen. You can rest assured that when applying for an alternate solution to cheap payday loans online, there will be no middlemen, no hidden or unexpected fees, and you will receive clarity within the agreement you sign. If you can meet our criteria, we will happily provide you with funding up to £1000 today!


Cheap Loans in the UK FAQs

What Are Cheap Loans?

Although we do not offer cheap loans in the UK, our rates are some of the cheapest you will be able to find. Our cheap loan alternatives allow you to apply for a flexible form of funding with a straightforward application process. Apply today and complete our 3-minute application form. Following this, you will receive a decision in principle to our cheap loan alternatives in just 90 seconds!

How Fast Will I Receive Cheap Loans in the UK?

Our cheap loan alternative options can be within your bank account within 1 hour if approved! By applying before 4pm within business hours, you can apply for your loan, be approved for your loan, and receive your loan, all on the very same day.

What Happens if my Cheap Loan Request is Declined?

Don’t worry! If you have been rejected for any of our cheap loan alternatives, you may apply again. We understand that the financial position of all applicants may change, so if for some reason you have been denied a loan from us, feel free to apply again. As we take an understanding approach to lending, we know that your financial status does not define you. Feel free to reapply for cheap loan alternatives and see if you can get the funding to resolve any emergency situations you are currently experiencing.

Am I Eligible for a Cheap Loan?

We do not offer cheap loans in the UK at Payday Loans Net, but we do offer some of the best APR rates available. Apply for a cheap personal loan alternative in the UK today and if you meet our criteria, you can receive funding within just one hour. Criteria that must be met includes that borrows should:

  • Be at least 18 years of age
  • Reside in the UK
  • Have a UK bank account
  • Prove your current affordability

When applying for funding online, you should search for cheap personal loans and cheap payday loan alternatives from trusted lenders only. If we cannot provide you with a solution, we have other ways of finding for you a lender who could provide you with funding. If you would like us to pursue this option, tick the box stating so before you submit your application. We will never pass on your personal details without your permission.

Representative example

Total amount of credit: £500
Duration of the agreement: 4 months
Repayment total: £863.24
Interest is fixed at rate of 270.10% per year – 0.8% interest per day | Representative 997% APR
Instalment 1
Instalment 2 & 3
Instalment 4
Warning: Late repayments can cause you serious money problems. For help, go