Covering the cost of a short term emergency when you have no savings will mean seeking short term loan options. You may have a sizable bill to cover whether it’s home repairs, a boiler failure, or an unexpected car breakdown. Here at Payday Loans Net, we can help you get the cash you need when you have no other options and provide quick approval. We provide loan repayments between 3 – 6 months to spread a £900 loan and can transfer approved funds into your bank account the same day.

To start an application, please click apply now and we’ll provide a decision within 90 seconds. If your short term emergency can’t wait until your next salary date, we’re here to help and welcome applicants with varying credit histories


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Get Instant Approval on £900 Loans


At Payday Loans Net, we know how time-critical it is when you require funding to resolve unexpected circumstances. The last thing you need is a long application process to get access to the funds you need. That’s why we’ve made applying online as simple as possible, helping you quickly define how long you want to borrow a £900 loan for and keeping our application form as straightforward as we can. Once you have applied, we won’t keep you waiting, and you’ll receive a decision within 90 seconds. If you have been approved, we can then work to get the funds into your bank the same day, usually within a few hours. If you are unsuccessful, it means you won’t be kept waiting and can look into other options fast.

We provide loans between £300 – £1000, so if a 900 pound loan is more than you need, all you have to do is use the sliders on our loan calculator, and choose your preferred loan value. We are happy to offer flexible loans and provide options so you can choose the most affordable option. We appreciate high-cost short-term credit can be expensive, which is why we limit repayments to between 3 – 6 months so that you won’t be holding onto the debt for longer than you need to. It’s also why we only offer loans up to £1000, as borrowing higher values than this in the short term will make repayments unaffordable. If you require a loan for the long term, you should consider options including personal loans or other forms of instalment loans.

£900 Loan with No Credit Check?


It can be tempting to look for lenders who provide loans with no credit check, especially if you are someone with a less than perfect credit history. The reason many will want to find this option is that either they have been declined before or want to guarantee they will be approved for the money they need. However, not all lenders are trusted sources and it’s better to use Financial Conduct Authority (FCA) approved lenders only, as you can then ensure responsible lending practices are being maintained. A credit check is designed to help protect both the lender and the borrower, ensuring risk is minimised when lending and applicants do not borrow more than they can afford. Without these checks, you can fall into financial difficulty and struggle to maintain repayments with creditors.

Whilst we do perform credit checks alongside an assessment of your finances, we do not use automated lending decisions. This means we take a human approach to your application and will assess your loan request no matter your credit history. We cannot provide 100% acceptance, but we can ensure your application will be treated fairly and if we can determine you can afford the loan, there is the possibility you will be approved.

Get a £900 Loan with Bad Credit


Our loans are designed to help those who need credit quickly for an emergency. We can help those with varying credit histories, so if you have bad credit we won’t decline you for just this reason. Many other lenders of £900 loans or more may only provide this for those with good credit, using automated lending to filter applicants. We prefer to assess each application individually, and whilst doing so, still provide a fast application process. We aim to have a decision within 90 seconds and provide the cash the same day, as long as it is within our business hours. This also means we can provide weekend loans as we are open between 8am – 5pm, Sunday to Friday.

If you are unsure if you’ll be accepted by other lenders and need a 900 pound loan today, we welcome your application and will see what we can do. Please note, if you have a poor credit history and are in current financial difficulties, we cannot guarantee you will be approved. We need to ensure a loan through us will not make your circumstances worse, so we may need to decline if you cannot afford the loan repayments.


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900 Loan FAQs


Can I Get a 900 Pound Loan on the Same Day?

Yes, if you are approved, we can transfer the funds into your bank account the same day. This means you won’t have to wait days after a decision and you can settle your short term financial issue quickly. Our opening hours are Sunday to Friday, 8am – 5pm, so if we receive your application during this time, we can ensure a quick decision and payout. If you do apply outside of our business hours, as you can access our website 24/7, we will be able to process an application the following working day, helping you to receive the approved funds within 24 hours.

Do You Provide a £900 Loan with No Credit Check?

We do not provide £900 loans with no credit check, and we work to responsible lending guidelines. We are a trusted lender that is FCA authorised, so we take our responsibility seriously and ensure all applicants are treated fairly. Credit and affordability checks will be carried out and if we cannot determine you can afford the loan due to financial difficulties, we will have to decline. We have helped applicants get the loan they need with varying credit histories, so if you have poor credit, we can still look to help.

What Happens if I Miss a Repayment on a £900 Loan?

If you feel you will struggle to meet a repayment, you will need to let us know as soon as possible. We want to help you resolve any missed repayment quickly, so if this is then settled within 24 hours of being due, you will be charged. Our default fees are capped at £15 and a daily interest of 0.74% will be charged for each day a payment is not repaid.

Can I see How Much a £900 Loan in the UK Will Cost Before Applying?

Yes, all you have to do to see how much a £900 loan in the UK will cost through us is to use our loan calculator. You can enter the repayment term you need for this, and we’ll show you a representative example of the approximate cost. At Payday Loans Net, we do not charge a fee to apply and there are no hidden fees either. Once you do apply for a £900 loan, you will be able to review the terms once approved before proceeding. Once signed, we will transfer the funds straight away.

Apply Online for a 900 Pound Loan Today


Ready to start your application online? Choose the repayments you require for a £900 loan in the UK and click apply now. We’ll give you an instant decision so you won’t have to wait to see if you have been approved, and you can use the funds to resolve your emergency the same day.

Have any questions about our £900 loans? Please get in touch with the team today for more information. If you are someone in financial difficulties, you will need to consider whether borrowing more credit is the right solution. For financial advice, please visit Money Helper for more helpful information.

£900 Loans in the UK


A £900 loan can be an ideal solution to cover unexpected bills or an emergency expense when it occurs. As a form of short term borrowing, at Payday Loans Net we can help applicants get a quick decision and spread repayments over 3 – 6 months. To be eligible to apply for a £900 loan today, you will need to meet the following eligibility requirements:

  • Reside in the UK
  • Have a UK bank account
  • Have a steady income

You will also need to be at least 18 years old to start an application for the loan you need. We will provide a decision in just 90 seconds on if you’ve been successful, and will pay out into your bank on the same day. Whilst we cannot offer guaranteed approval, we can look to help applicants with varying credit histories and provide affordable, flexible payments.

Representative example

Total amount of credit: £500
Duration of the agreement: 4 months
Repayment total: £863.24
Interest is fixed at rate of 270.10% per year – 0.8% interest per day | Representative 997% APR
£215.81
Instalment 1
£215.81
Instalment 2 & 3
£215.81
Instalment 4