Here at Payday Loans Net we offer a wide variety of different loan types. We are a flexible lender, allowing you to take out a loan between £300 – £1000. We offer 4 month payday loans, although you can choose a loan term that spans between 3 – 6 months. A 4 month loan can allow you to make any emergency payments that you have suddenly encountered without having to pay it back in one lump sum. A loan for 4 months allows you to ease any financial pressure you have at present. Our 4 month payday loans up to £1000 could help you out today.

Apply now by completing the application form. You could have up to £1,000 in your bank account within 1 hour of your 4 month loan approval.

What are 4 Month Payday Loans?


As you might imagine, 4 month payday loans are loans that you can loan for 4 months and pay back over this period of time. 4 month payday loans are paid back in short term instalments rather than paying it back in one lump sum. With a flexible approach to borrowing, your loan for 4 months is paid back over this period of time with added interest, the interest on your 4 month payday loan will differ depending upon how much money you have borrowed.

Loans over 4 months allow you, the borrower, to pay back the 4 month loan amount within a more accommodating timeframe, giving you flexibility. Apply today for 4 month payday loans with Payday Loans Net and begin resolving your short term financial difficulties today.


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Can I Get a 4 Month Loan with No Credit Check?


When looking for 4 month loans, one of the biggest difficulties individuals face is a poor credit score. To put it simply, credit scores are 3-digit numbers that allow lenders to figure out whether or not you are a reliable borrower. We at Payday Loans Net are responsible, FCA approved direct lenders. As responsible lenders of loans for 4 months, we cannot allow you to borrow a 4 month from us with no credit check. We will consider your current affordability when you apply, meaning that a 4 month loan with no credit check will not even be necessary.

However, even though those with bad credit may be eligible for a 4 month payday loan, a credit check will still be essential. If any lender offers you a 4 month loan with no credit check, this is something you should avoid. Often brokers and lenders of 4 month payday loans will offer you a 4 month loan with no credit check with bad intentions. 4 month loans with no credit check can result in you paying back a much larger amount of money than you may have previously assumed you had agreed to.

Although various online lenders may offer you a 4 month loan with no credit check, this is not the way Payday Loans Net operates as an FCA-authorised lender. A credit check not only protects the loan company, but it’s also performed for your own financial security. Please be aware that a 4 month loan with no credit check is both illegal and immoral, breaking the rules set out by the Financial Conduct Authority while also endangering you and your financial health.

A low credit score does not mean we will refuse your 4 month payday loan application. A credit check is a way of us assessing your suitability and affordability in regard to the 4 month payday loan you have applied for. One of the benefits of a 4 month payday loan from a direct lender such as us, is that you know who you’re dealing with and how we work. We will never pass your information onto a third party or a broker, so your confidential information is safe with us.

Complete the application form for your 4 month payday loan and receive an agreement in principle from us in seconds.

Why Choose Us for 4 Month Payday Loans?


With Payday Loans Net, there are a wide range of benefits that you can enjoy when you take out a loan for 4 months. As we are an FCA approved lender of loans for 4 months and more, we can be trusted for your borrowing needs.

The Financial Conduct Authority regulates the actions of financial services companies such as ourselves. Additionally, any misconduct is treated, and punished, accordingly, meaning our 4 month payday loan practices are monitored in a secure way. Our FCA approved status means that you can trust us to provide financial services such as 4 month payday loans that are legal and safe.

We will always conduct a credit check before providing you with loans for 4 months. This is a legal requirement, and any lender who does not do this is either operating in an illegal or immoral manner, without your best interests at heart. Credit checks are undertaken for the protection of you, so don’t feel disheartened. 4 month loans with no credit check are not an option you should ever consider. A poor credit score or negative credit history does not indicate your lack of affordability to us, and you may apply for a loan for 4 months regardless of any financial mistakes you may have made We look forward, rather than backwards. Apply for a 4 month payday loan today and we will do everything we can to help you with acquiring a loan for 4 months today.

How 4 Month Payday Loans Work


By offering 4 month payday loans, we can help a wide range of individuals with their financial requirements. Our 4 month loans can help you with the money you need, allowing you to stop living life on the edge and remain in a financially comfortable position.

As trusted lenders of loans for 4 months, we will never pass your confidential information on to anyone. Brokers often sue third parties and middlemen, but this is not how our 4 month loan lending service works. We will be your primary and only point of contact, meaning you can rest assured that you details will remain safe. As 4 month loan direct lenders, your confidential information is safe with us. We will never pass your details to a broker, and once you have completed the 4 month loan application form, you will receive an instant decision.

Upon approval of your 4 month loan application, you can receive up to £1000 in your account within the next 24 hours.

Follow the steps below and apply for your 4 month payday loan today.

  1. Click APPLY
  2. Complete the application form
  3. Receive an instant decision

4 Month Payday Loans FAQs


Are There any Fees to Apply for a 4 Month Loan?

When you apply for a loan for 4 months with us, no hidden or surprise fees will be attached. We can assure you that everything you see within your 4 month payday loan agreement is what you will get with Payday Loans Net. At Payday Loans Net, we simplify the 4 month payday loan borrowing process, loaning you the money directly. By cutting out the middleman, we have created a seamless process that does not involve broker fees.

How Quickly Can I Get a 4 Month Loan?

Our 4 month payday loan application process takes 3 minutes to complete, with approval given 990 seconds after this. If approved, you can receive the funds from your 4 month payday loan into your account within just 1 hour. Apply for a loan for 4 months now for up to £1000 and reclaim your financial security.

What if My 4 Month Loan Application is Rejected?

We understand that the financial situation of our applicants changes on a daily basis. As this is the case, we allow those who have attempted to apply for a 4 month payday loan in the past to reapply whenever they feel ready. Our team are here to help you get the financial support you need. If we decline your application, we will do everything in our power to find a lender who can help you.

4 Month Loan Eligibility


Wondering if you are eligible for 4 month payday loans? Our short term 4 month loans are repayable through instalments, so you will never need to worry about paying it off all at once.

We are a trusted lender of loans for 4 months, offering you the very best terms available. To get a 4 month loan from us, you must:

  • Reside in the UK
  • Have a UK bank account
  • Have a steady income

If you have any queries or problems that you cannot resolve on the phone, contact us during working hours, and we will do all we can to resolve your issue.

Representative example

Total amount of credit: £500
Duration of the agreement: 4 months
Repayment total: £863.24
Interest is fixed at rate of 270.10% per year – 0.8% interest per day | Representative 997% APR
£215.81
Instalment 1
£215.81
Instalment 2 & 3
£215.81
Instalment 4